Credit Analyst – Digital Credit
AI job insight
Entry-level full-time role in Nairobi supporting retail credit risk strategy, scorecard deployment, and portfolio monitoring for Absa Bank's digital lending products. The position involves building and maintaining credit risk models, conducting macroeconomic and competitor analysis, and preparing monthly portfolio reports.
- Entry-level role at Absa Bank in Nairobi with a full-time contract
- Focus on digital credit risk models, scorecards, and portfolio monitoring
- Requires a Bachelor's degree in Mathematics, Statistics, Economics, Operations Research, or a related field
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Entry-level full-time role in Nairobi supporting retail credit risk strategy, scorecard deployment, and portfolio monitoring for Absa Bank's digital lending products. The position involves building and maintaining credit risk models, conducting macroeconomic and competitor analysis, and preparing monthly portfolio reports.
- Entry-level role at Absa Bank in Nairobi with a full-time contract
- Focus on digital credit risk models, scorecards, and portfolio monitoring
- Requires a Bachelor's degree in Mathematics, Statistics, Economics, Operations Research, or a related field
- Deadline to apply is 30 October 2026
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Not enough public dataNot enough public salary data is available for this exact role. Before applying, prepare to ask about gross pay, benefits, contract length, probation period, transport and any allowances.
Can you qualify for this role?
- UnclearRelated work experienceThe text mentions experience, but the exact level should be confirmed at source.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in sales, retail, financeThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in NairobiThe vacancy is associated with this location.
- UnclearComfort with the Full Time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Credit Analyst – Digital Credit evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Absa Bank and the role in Nairobi.
- Add concrete examples related to sales, retail, finance, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Corporate Staffing Kenya; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
- Plan to submit before the listed deadline: 2026-10-30.
Source and safety check
- Corporate Staffing Kenya
- Original source link available
- Application method is clear
- Deadline is available: 2026-10-30
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Credit Analyst – Digital Credit role in sales, retail?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Nairobi under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Absa Bank before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
Job Title: Credit Analysts – Digital Credit
Date Posted: 23/10/2026
Job Type: Full Time
Job Level: Entry
Employer: Absa Bank
Industry: Finance
Salary: Open
Location: Nairobi
Country: Kenya
Deadline: 30/10/2026
Finance Jobs, Absa Bank Jobs. Credit Analyst – Digital Credit evaluates credit risk and automated lending algorithms, requires a Bachelor’s degree in Mathematics, Statistics, Economics, Operations Research, or a related field. Full-time role in Nairobi.
Job Summary
To effectively support the in developing strategies throughout the credit cycle including prospect targeting and acquisition, exposure management, customer marketing, collections and recovery. This also includes ensuring successful score card deployment, implementation and performance tracking, building and tracking test cases, Sampling responsibility to ensure credit quality is maintained as well as Perform portfolio quality reviews.
To support the Head of Retail Credit risk in building monthly Scheme portfolio reports, forbearance reviews, limit reviews as well as annual reviews as and when required. Additionally lead the Macroeconomics section in the department by circulating highlights in the news affecting the portfolio, monthly economic reviews, sector analysis as well as competitor analysis on the retail credit risk portfolio.
Key Accountabilities
- Key accountabilities/Deliverables/Outcomes
- Accountability: Development of Risk Management Models – 20%
- Design and development of effective credit risk management models for the mobile lending product
- Design and development of application and behavioural scorecards for different products/markets portfolio
- Definition of a credit strategy for each portfolio to optimize portfolio profitability
- Continuous research and testing to assure effectiveness of the credit risk models and tools
- Accountability: Execution and Maintenance of Risk Management Models – 30%
- Execution and maintenance of these credit risk models to optimize profit
- Review and underwrite credit strategies that may require subjective input
- Accountability: Portfolio Monitoring – 30%
- Portfolio monitoring to identify trends and mitigation strategies to achieve target credit risk metrics
- Define and manage a portfolio management strategy that assures compliance to performance metrics
- Preparing monthly macro-economic reviews on the exchange rate, inflation, interest rates and other factors affecting the economic environment
- Carrying out regular competitor analysis with regard to products and financials
- Regularly updating the macro-economic library in view of the required Sectors intelligence and regulatory landscape
- Co-related portfolio performance and macro-economic environment
- Accountability: Quality Assurance – 20%
- Contribution to the product development to assure quality is integrated to product design
- Contribute to product and process design and development to build quality at design
- Contribute to Sales strategies to positively influence the target population and product uptake
Qualifications
A Bachelor’s degree in a maths/statistics/economics/ operations research related field
Experience
Comprehensive credit skills
General commercial and industry awareness
Working knowledge of risk management policies procedures and pricing
High analytical ability
Proven excellent presentation skills